Timothy Wingate Jr

G+F Business & Financial Consulting: Building Stronger Contractors, One System at a Time

Founded in 2016 by Enrolled Agent and construction finance expert Timothy Wingate Jr., G+F Business & Financial Consulting is a virtual accounting and advisory firm that helps contractors nationwide gain control of their numbers, improve cash flow, and scale profitably. With roots in real construction experience—working alongside his father, a licensed general contractor since 1984—Tim bridges the gap between the field and the back office, turning financial chaos into clarity and confidence.

Why G+F Is Different

G+F is not just an accounting firm—it’s a construction finance partner. A former member of the Intuit Tax Council, Tim and his team specialize in job costing, WIP reporting, and construction-focused tax planning using advanced tools like QuickBooks Online, ProConnect, and Buildertrend. Every system is built for the realities of construction, where timing, accuracy, and cash flow make or break success.

The Problems We Solve for Contractors

1. Cash Flow Gaps: Delayed payments, underbilling, and poor billing schedules leave contractors financing jobs out of pocket.
2. Job Cost Blindness: Without real-time cost data, profit margins disappear—or worse, turn negative.
3. Admin Overload: Endless receipts, timesheets, and paperwork pull owners away from the job site and profitability.
4. Labor Inefficiency: Poor tracking leads to wasted hours, payroll strain, and missed project deadlines.
5. Bank and Bonding Pressure: Inaccurate financials and WIP reports limit access to loans, credit renewals, and bonding opportunities.

Our Mission & Values

“G+F” stands for God plus Family—a reflection of our belief that strong values create strong businesses. We don’t just manage numbers; we empower people. Our mission is to give contractors financial systems that work as hard as they do—helping them build stability, confidence, and legacy in an industry where every dollar counts.